Payday Loans

Personal finance Alternative financial services Financial literacy. California Financial Service Providers Association. Maloneyan economics professor from Clemson Universityfound "no empirical evidence that payday lending leads to more bankruptcy filings, which casts doubt on the debt trap argument against payday lending. All articles with dead external links Articles with dead external links from March CS1 errors: Apply Now Or Call

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Payday Loans A "payday loan" is a loan of short duration, usually two weeks, with fees of 15% to 30% of the amount advanced. Payday loans are generally illegal in Georgia, unless made by a Georgia licensed industrial loan lender. Georgia Laws Pertaining To Payday Lending Payday loans are not allowed in the state of Georgia. Please refer to the Georgia Department of Law Consumer Protection Unit if you have been treated unfairly by a lender or debt collector. No, payday loans aren’t legal in Georgia. Small dollar loans are heavily regulated and governed by statutes et seq., et seq. and 80 (7). High-cost payday lending is a felony in Georgia, and all lenders attempting to distribute these loans can be pursued by criminal action cases.

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