The Colbert Report

After 6 hours of continuous Googleing, finally I got it in your website. He was entirely right. Keep the posts coming. Thanks a lot for sharing this with all folks you really recognise what you are talking about! Large scale tech migrations have a habit of going wrong and that is why responsible managements go slowly and keep back-up systems running.

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They keep calling me at all hours, I dont have any payday loans! Soon after Catalonian bankers Sabadell spent £bn on buying TSB two executives came a calling and gave a demonstration of the brilliance of the bank’s online service. All the latest news, sport and celebrity gossip at Get all the big headlines, pictures, analysis, opinion and video on the stories that matter to you.

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A hard road for the poor in need of cars

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Single-parents aged 18 to 34 are three times more likely to have a high-cost loan - such as a payday loan, doorstep loan or pawnbroking loan - than the national average. Campaigners had called for a cap on the interest and charges faced by those using high-cost credit, including overdrafts. They said that cap on the cost of payday loans, introduced in , should be a template for the rest of the high-cost credit market.

About , people have outstanding debt with rent-to-own firms such as BrightHouse from which they buy household appliances, paying the money back over three years. It will now carry out the detailed assessment of the impact that a cap could have on the rent-on-own sector and how it might be structured," the regulator said. John Glen, Economic Secretary to the Treasury, said the measures would help the most vulnerable avoid being stung by "dodgy deals".

That includes people like Kenneth Murray, who says he had to buy a laptop from a rent-to-own firm business as he could not get credit from a high street electrical store. I ended up taking out loans to pay loans," he said, although he has now managed to halt this cycle. More than three million people have dipped into an unauthorised overdraft in the course of a year, exceeding their agreed limit.

The charges for those who go into the red without agreement can be high and complex. The majority of unarranged overdraft charges were paid by only 1. The regulator is proposing that banks offer more information to customers, including mobile alerts, about when and how they go into the red.

It is also considering a ban on fixed fees, which can lead to relatively high charges for a small unarranged overdraft. Part of discussions will be a "potential backstop price cap for overdrafts", but it is not an immediate proposal. The FCA said that it needed to overcome potential legal issues that had been encountered in the past. Gareth Shaw, of consumer association Which? Gillian Guy, chief executive of Citizens Advice, said it was disappointing the regulator had failed to protect users of doorstep loans and unarranged overdrafts as well as buy-to-own customers.