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We don't penalise our customers for repaying their loans before the agreed repayment date. How many times can I change my card details? For those that can, logbook lenders offer very high acceptance with no credit checks required. Links from our Site Links contained in the Website might lead to other websites not under our control, and we accept no liability for the content or availability of any linked site which is not operated by us or any link contained in a linked site not operated by us. There are no additional costs or fees to worry about when you register with us.

Cashfloat is a Direct Lender

Are Direct Short Term Loan Lenders Regulated?

High Acceptance Rates- While both a direct lender and broker will claim to offer high acceptance rates, a broker like LoanPig will be able to tailor your short term loan application with a reputable lender. Apr 17,  · ‘Guaranteed payday loan’ is a term that usually implies that you would need a guarantor to secure your payday UK loan. Cashfloat is an unsecured loan direct lender. We have high acceptance rates and we get you an instant decision without a guarantor/5(). The cost might be around $10 to $30 for a $ payday loan. For instance, a two-week payday advance can attract an interest rate of $15 for every $ The amount you can borrow is influenced by state laws.

What can you expect when applying to indirect lenders?

Best Emergency Loans - 2018

If you have ever been faced with a financial difficulty, you will understand how troubling being put in that situation can be. While some of us may try to seek help from a friend of family in this situation, this option is not always possible so it seems natural to be directed towards seeking the help of a short term payday loans direct lenders. The decision between taking out a short term loan with a direct payday loans lender or broker is an important one so it is important to know what each offers before making up your mind.

Here at LoanPig we believe that we are able to offer you the best of both worlds as we take the time to carefully assess every application that comes through and match you with a lender that best encompasses all the qualities we feel best suit your personal needs. Direct short term loan lenders offer a different service in comparison to a broker so if you are wondering how to know if you are dealing with a broker or direct lender here are some of the ways you can tell the difference:.

Take the time to consider which type of lender best suits you and your personal requirements. At LoanPig we believe that we take the hard work out of the entire short term loan application process and give our customers the ability to take out a loan with a direct short term loan lender quickly and easily!

LoanPig prides itself on providing a fast loans or instant cash loans application process. At this stage, we will ask you to fill out your personal details and bank account details and will then reach an instant decision as to whether you are eligible for loan from one of our direct short term loan lenders. The whole process through a payday loans direct lender is easy and could see you have the cash you need in your account the very same day!

One of the key things to consider when applying for a payday loan is how trustworthy a short term payday loan lender is. All brokers who offer you the opportunity to be matched with short term loan lenders should always make it their duty to carry out all the appropriate credit and affordability checks. We will never discriminate on applicants with a poor credit history and will always see that we offer those in need the chance to take out a loan with a reliable short term loan direct lender.

Any reputable lender will carry out checks to ensure that they are trading responsibly for the benefit of those seeking to take out money with them. Our team at LoanPig offer a safe and quick approval system which not only allows you to progress with your application swiftly, but also ensures that you will be able to make the necessary repayments.

All of the direct short term loan lenders that LoanPig deals with are regulated by the Financial Conduct Authority. While in the past short term loan lenders were given a bad name through overcharging their customers, this is not something that you would need to worry about today.

Today, there are a number of strict regulations in place that ensure all direct short term loan lenders operate fairly and act in the best interest of their customers. Regulation examples include capped fees and laws that ensure you are never made to pay back more than double of what you borrow. Here at LoanPig, you can be certain that we follow all of the guidelines set out so that we provide an honest and transparent service to match you to a payday loans direct lender you can trust!

The amount you pay back when borrowing money from a short term loan direct from a lender differs depending on the amount you wish to borrow and how quickly you would prefer to pay the money back. While you may be left playing a guessing game with some short term loan lenders, this is most certainly not the case with LoanPig. If you have suffered from a poor credit rating in the past, asking for a manual review may be the best way to get approved for a payday loan and if you repay on time, you can start to rebuild your credit score.

Remember that payday loans generally do have a higher acceptance rate than longer term credit products, such as bank loans, when it comes to thin credit files, volatile earnings or previous cases of bad credit file records.

However it is unlikely that you will find a direct lender who offers payday loans without carrying out a credit check first. However for unsecured payday loans , looking at your credit file is one of the main factors a lender has to base their decision on.

In any case, you should always remember that taking out a payday loan when you cannot afford to make the repayment is not a good idea in the first place, as missing repayments can cause you serious money problems. You should always aim to borrow from a responsible lender and keep in mind that payday loans are not intended for such frequent use that you become reliant on them every month.

Late repayment can cause you serious money problems. For help, go to moneyadviceservice. We use cookies to give you the best experience on our website. Wizzcash does not offer a broker service to those who are approved and only funds loans to applicants who apply directly via our website. Should your loan be approved, we will fund the loan directly and NOT seek out another lender to fund the loan. Approved applicants will have the agreed loan amount deposited directly into a designated bank account without delay.

These funds are paid in a single deposit within a very short time of being approved. Wizzcash does not offer or promote the loan services of other lenders, unless an applicant is declined a loan and requests for an alternative lender to be identified.

The flexibility of the loan allows repayments over 3 months which is great. We are a direct lender, if you have a successful application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also broker and we will link you to panel of consumer credit companies who might be able to offer you: We will never pass on your card details to any other organisation.

All loan applications are made online and directly via the website. The application process is simple: Wizzcash will then run the industry-required affordability tests. If the applicant is approved, Wizzcash will then fund the loan.

In order to facilitate the direct funding and a smooth loans process, Wizzcash may request a copy of your payslip or proof of employment so as to expedite the transfer of the funds. As a direct lender, it is important to note that Wizzcash does not charge any fees for applying for a loan, and that no fees are charged for the early repayment of any loans funded by Wizzcash.

The search results returned are likely to include payday loan direct lenders and brokers, although sometimes it can be difficult to know which is which. A payday loans direct lender, like Wizzcash, is one that transfers the funds directly into your account.

This process is different from that of a payday broker. We believe there are a number of benefits associated with payday loan direct lenders when compared to the service offered by a broker. A broker will encourage you to fill in the details on their website. In some cases, a broker will share the details with a number of other brokers and payday lenders, which can lead to you receiving phone calls, emails and text messages from these companies. Working with a lender directly means you will not be charged broker fees, do not risk having your personal details passed around the internet and are actually dealing directly with a company that has funds to lend.

The last thing you want when looking for payday loan lenders is to have unsolicited fees taken from your account by a broker.